Advanced stores offer various payment options for goods without paying the full amount. This option is very much appreciated by customers, especially when it comes to expensive products. Installment and credit sales are an opportunity to increase sales.
Solution. Cooperation with financial organizations. For companies, it is free and profitable: you can attract even those buyers who do not have the full amount to purchase the goods. Banks are also happy to work according to this scheme, easily lending to customers of online stores.
Many buyers prefer installments to loans, since they do not require interest expenses. Technically, the bank issues this as a loan, but the client does not overpay for the purchase.
It is worth approaching the rcs database choice of a financial organization for cooperation carefully. What you should pay attention to:
Features of providing services to online stores. Is it possible to issue a loan without the client visiting the bank, i.e. in an online format?
Ease of loan processing for the buyer. How many documents does the client need to study and sign?
Do you need integration with the site? It is not too difficult, but it still takes time. There are simpler options.
How does the process of signing the agreement take place - during a personal visit to a financial institution or by entering a code from an SMS?
The speed of bank transfer of money for the purchase. Payment may arrive on the same day or only after a few days.
How to Sell on Marketplaces
Is it possible to sell online without having your own website? Modern marketplaces provide such an opportunity to anyone who wants to try their hand at business.
Wildberries
A global platform for selling goods, operating since 2004. You can sell not only in Russia, but also in Belarus, Kazakhstan, Poland and Slovakia. Today, Wildberries is the largest online store in Russia, according to the Data Insight rating.
To sell your products through this site, you need to register as a legal entity, as an individual entrepreneur or self-employed (the latter have significant restrictions on work). After that, you need to take several steps:
Register on Wildberries, fill out the form, upload a scanned copy of your passport and submit your application for verification.
In your personal account, indicate the brand name, taxation system and type of organization.
Accept the offer and provide bank account details.
Create cards for your products, where you specify the name, price, add a description, photos and videos.
There are a number of subtleties in working through a marketplace that need to be taken into account when purchasing goods for sale. You may need certificates for the products being sold, refusal letters, sometimes a trademark registration is required, etc. It is important to carefully study the rules of interaction with the platform before starting cooperation.
Wildberries has two schemes for working with suppliers: "Sale from the marketplace warehouse" and "Sale from our own warehouse". In the first case, the seller arranges the delivery of goods to the marketplace base, and all responsibility for delivery and returns falls on him. The second option involves the supplier performing a full cycle of work (he delivers the products by his own courier service or sends them to FBS warehouses after receiving an order from the buyer).
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